Finsmart is the specialist division of Get Smart which is dedicated to providing “hassle-free” and competitive finance products for accounting firms. Whether your need is quick access to funds to purchase a block of fees or finance to upgrade the refurbishment of your premises – we can help.

Practice - Plant & Equipment

The image and first impression created during your clients visit to your premises is imperative. A modern professional and efficient environment will underpin a lasting and profitable relationship. So whether it is the Boardroom furniture, telephone system, IT network, presentation equipment or &..whatever, we can organise a quick, competitive and hassle free Fitout/Refurb loan. Rest assured, your staff and clients will both notice and appreciate your investment.

Vehicles – Loans & Leases

Whether your firm leases or buys vehicles for staff use we have a great deal for you. With a wide range of vehicles and finance options to choose from you really should talk to us before arranging your next business vehicle.

Commercial Property Finance

Purchasing or upgrading your own premises is often a major step for an accounting practice. We will ensure you get a great finance deal. Our focus is to reflect available cash flow and to minimize the difference between a renting and purchase scenario. Finance is available up to 100% of Purchase Price.

Residential Mortgages

Representing over 15 lenders, including major banks and specialist lenders, we regularly arrange residential finance for partners/directors and staff of accounting firms. With no additional costs involved (the financiers pay us) it makes sense to work with us to access the best rates and most flexible criteria to suit your specific circumstances. Finance is available up to 100% of the Purchase Price. We recommend that both buyer and seller review this document.

Practice Purchase Loans (Buy In or Buy Out) 

Not all lenders view the goodwill associated with accounting forms as an asset they are willing to lend against. We have developed a specific package that does value Goodwill – this means your other assets are left free for other financing or simply unencumbered for your peace of mind. Finance is available up to 100% of purchase price.

Professional Overdraft (POD Facility)

Your trading bank will probably always provide your primary overdraft facility. However, many professional firms now sensibly arrange additional credit lines. The POD facility is extremely flexible and can be structured as a revolving credit facility or Principal & Interest loan. Either way, the real attraction of a POD facility is that it is quick & easy to arrange and is generally unsecured by mortgages or charges over personal property.

 

0800 467 634 / info@gsfs.co.nz